The Marketplace is Open!

Marketplace open enrollment starts November 1 and closes on January 15, 2024.

All Care Health Center’s enrollment specialists, Sandi Donehoo and Tiffany Peterson, complete annual Marketplace training through the Centers for Medicare and Medicaid Services.  They want community members to understand that if your job does not offer insurance, but you make too much money to qualify for Medicaid, you may be eligible for Marketplace insurance.  Even those who cannot afford their employer’s insurance premium options should look into Marketplace.  Sandi Donehoo states, “There’s a reason it’s called Affordable Health Care!”  Furthermore, if you do not qualify for Medicaid as a lawful permanent resident, you may be eligible for Marketplace.  If individuals do not have health insurance through a job, Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), or another source that provides qualifying health coverage, chances are coverage is available through the Marketplace.

Most people qualify for savings.  Your savings depends upon your expected household income for the year and the number of people in your household.  Curious?  You can easily see if you qualify for savings.

All Care’s enrollment specialists take their time helping each individual to find which plan fits their specific needs.  All Marketplace plans cover essential health benefits that include prescription drugs, emergency services, hospitalization, laboratory services, mental health and substance use services.  Marketplace plans include free preventive health services when delivered by a doctor or provider in your plan’s network, as well as coverage for pre-existing conditions and chronic disease management.  Plan participants will also receive coverage for outpatient care, emergency services, and hospitalization.  New and expectant moms receive pregnancy, maternity, and newborn care that grows into pediatric services.  Plans also cover birth control and breastfeeding support.

While individuals can apply online, by phone, or through an agent, All Care is also able to assist you, in person.  Free enrollment appointments are available by calling (712) 325-1990.  Appointments will be available at both our 902 South 6^th Street location and at the Florence M. Lakin Health Center at 1415 Avenue J, Suite 2. All Care’s enrollment specialist, Tiffany Peterson stresses, “Patients and community members who make an appointment do not have to commit to a plan that day.”

Individuals should plan to bring a proof of ID, social security numbers and birthdates for all household members who will be included on a potential plan.  Previous Marketplace users should also bring their past username and password.   

While the enrollment period is available through January 15, plan to enroll by December 15 for coverage that starts January 1, 2024 and by January 15 for coverage that starts February 1, 2024.